All rights over the written content published on this website rests with the author, Christina-Marie Luemen.
Disclaimer for cmarthoughts.com
All the information on this website is published in good faith. The author does not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information you find on this website (cmarthoughts.com), is at your own risk. Cmarthoughts.com will not be liable for any losses and/or damages in connection with the use of our website.
From this website, you can visit other websites by following hyperlinks to such external sites. While the author strives to provide only quality links to useful and ethical websites, she has no control over the content and nature of these sites. The links to other websites do not imply a recommendation for all the content found on these sites. Site owners and content may change without notice and may occur before this website’s author has the opportunity to remove a link which may have gone ‘bad’.
Please be also aware that when you leave our cmarthoughts.com, other sites may have different privacy policies and terms which are beyond this website’s control. Please be sure to check the Privacy Policies of these sites as well as their “Terms of Service” before engaging in any business or uploading any information.
Consent
By using cmarthoughts.com, you hereby consent to our disclaimer and agree to its terms.